When can I afford to retire?

Please join us for one of these free seminars!

For union members covered by TRA or PERA defined benefit pension plans

Topics to be discussed:

Pension Education

  • Learn how benefits are calculated.
  • Understand defined benefit pension plans.

Presented by: Education Minnesota ESI Member Benefits

Financial Planning

  • What can you expect from Social Security?
  • Tax-deferred and tax-free savings.
  • Asset allocation and asset management/diversification/performance and fees.
  • 403(b) match and severance payment options.

Presented by: EFS Advisors


November & December Virtual Workshops

November 17 - For members serviced out of the St. Cloud Field Office - Register online here

November 19 - For members serviced out of the Windom Field Office - Register online here

December 1 - For members serviced out of the Detroit Lakes Field Office - Register online here

December 3 - For members serviced out of the Hibbing Field Office - Register online here


A Zoom link will be sent to you prior to the session once you are registered
RSVP to Deborah Skog by email or phone: 651-292-4896.

Please let us know how we can accommodate any special requests or needs that you may have.

  • Leave your name(s), phone number and which session you would like to attend.
  • Limited seating so registration is required.
  • Spouses and guests are welcome.

EFS Advisors is the ESI-sponsored financial and retirement planning program provider for members. Licensed advisors work with members to provide professional financial and retirement planning advice and services. All financial products are carefully selected and monitored by EFS Advisors and ESI.

For more information on EFS Advisors:

Call 877-403-2374 or 763-689-9023, Visit EFS Advisors onlineFind an EFS Advisor near you.

Securities offered through Advanced Advisor Group, Member FINRA & SIPC Investment Advisory Services offered through Educators Financial Services, a registered investment advisor. 440 Emerson St N Ste 4 | Cambridge MN 55008 | (877) 403-2374 Advanced Advisor Group and Educators Financial Services are affiliates under common control D/B/A EFS Advisors and are not affiliated with Education Minnesota/ESI